Report a work, commuting or school accident to the statutory accident insurance provider
Source: BUS Rheinland-PfalzAs a company or institution, you are obliged to report work, commuting and school accidents to the statutory accident insurance. The obligation to report exists if the person involved in the accident is expected to be unable to work for more than 3 days. In the case of children, schoolchildren and students, you must report every accident that requires medical treatment.
After your notification, the statutory accident insurance will check whether and to what extent insurance cover exists. For example, it will check whether the accident is related to work or, for example, school attendance. The accident insurance company also automatically checks which benefits are payable.
According to the law, the industrial employers' liability insurance associations are responsible for all companies, institutions and freelancers. The industrial employers' liability insurance associations are organized by sector. The regional accident insurance funds are responsible for public sector companies, for example for accidents involving schoolchildren.