Sickness benefit take out private supplementary insurance
Source: BUS Rheinland-PfalzAs an employee, you will normally continue to receive your salary or salary for six weeks in the event of illness. If you are still incapacitated or are hospitalized or in a preventive or rehabilitation facility, you may be entitled to sickness benefit. Of course, in exceptional cases, your employer may also continue to pay your incapacity for work for more than 6 weeks due to illness, for example, if collective agreements provide for this.
However, the sickness benefit is no more than 90 percent of your net salary and is paid for a maximum of 78 weeks in the event of incapacity for work due to the same illness. In addition, you still have to pay contributions to pension, unemployment and long-term care insurance from the sickness benefit. In order to be protected against financial losses in the event of prolonged incapacity for work, you can take out an additional private daily sickness benefit insurance.