Benefits in the event of a need for care for persons insured under the statutory accident insurance scheme
Source: Serviceportal Rheinland-PfalzYour employers' liability insurance association or accident insurance fund, as the body responsible for accident insurance, will pay care allowance.
The amount of the care allowance depends, on the one hand, on the type or severity of your health impairment. On the other hand, the extent of the assistance required plays a role. Both together result in the so-called need for care, which is measured with a percentage. There is no nursing degree determination as in the statutory nursing care insurance.
Your percentage of need for care determines the amount of your care allowance. There is a minimum and a maximum amount set by law.
Care at home, if desired, has priority over placement in an inpatient care facility. Both private caregivers, such as relatives, and professional outpatient services can provide you with care at home.
The benefits of the statutory accident insurance due to the need for care have priority over the benefits of the social long-term care insurance and the associated long-term care insurance funds. Therefore, if you receive corresponding benefits from the statutory accident insurance, a claim to care benefits from the social long-term care insurance is suspended.