Cookies erleichtern die Bereitstellung unserer Dienste. Mit der Nutzung unserer Dienste erklären Sie sich damit einverstanden, dass wir notwendige Cookies verwenden. Die Verwendung optionaler Cookies können Sie ablehnen oder nur bestimmte Cookies zulassen.

mixins.searchInfo_searchTermReceive injury benefit from the statutory accident insurance

Receive injury benefit from the statutory accident insurance

Source: Serviceportal Rheinland-Pfalz

In the event of an insured event under the statutory accident insurance scheme, i.e. an accident at work or an occupational disease, you will receive injury benefit if you are unable to work.

Injury benefit compensates for your loss of income and ensures your livelihood and that of your dependents. It is calculated individually on the basis of your regular income.

You do not have to file an application. Your employers' liability insurance association or accident insurance fund will examine possible claims on its own initiative ("ex officio") and arrange for payment. It is paid monthly for as long as you are incapacitated for work, i.e. for as long as you are on sick leave from your doctor.

The amount of the injury benefit depends on your situation:

  • As a rule, the injury benefit is 80 percent of your regular pay and income from work. However, it may not be higher than your regular net pay.
  • If you continue to earn money while receiving injury benefit, your earned income will be counted toward the injury benefit. This means that the injury benefit will be reduced in this case.
  • If you are not employed but had earned income before your disability began, there is a different procedure. In this case, the 360th part of the earned income that you earned in the calendar year before the onset of the incapacity for work serves as the basis for calculating the injury benefit.
  • Your contribution shares for pension and unemployment insurance will be deducted from the injury benefit. As long as you receive injury benefit, your employers' liability insurance association or accident insurance fund will pay your other social insurance contributions. If you are a member of a professional pension scheme, your employers' liability insurance association or accident insurance fund will pay your share for the social contributions on application. This is the case, for example, for physicians and notaries.

If you are entitled to a subsidy from your employer for private health and long-term care insurance contributions, this will be covered.

No responsible office was found for your entry. Please enter another town, district or your zip code.