Household statistics on income, consumption and living conditions
Source: BUS Rheinland-PfalzThe Federal Statistical Office (StBA) continuously collects and analyses data on the topics of income, consumption and living conditions of private households with the aim of drawing a picture of the different living conditions in Germany. These statistics serve, among other things, as a basis for action by politicians.
In this context, the Federal Statistical Office collects over-indebtedness statistics on an annual basis. It reports on the situation of over-indebted people and people threatened with over-indebtedness in Germany. For example, she asks about the triggers of financial emergencies. The aim of the survey is to understand how over-indebtedness of private individuals can be avoided or resolved.
For this survey, the Federal Statistical Office relies on data from debtor or insolvency advice centres. Bodies in Germany that are sponsored by welfare and consumer associations as well as associations of municipalities and other bodies under public law or that are recognized as non-profit or registered as an association are surveyed.
The transmission of the anonymised data of your institution for over-indebtedness statistics is voluntary. Before you submit the data to the Federal Statistical Office, you need the consent of those seeking advice, who are shown in the statistical data.
The data transmission works via software with an interface that automatically extracts the data from your software systems and transmits it to the Federal Statistical Office.