Apply for a loan with a repayment subsidy for energy-efficient refurbishment of commercial buildings

You must submit your application through a financing partner.

• Plan your measure with an energy efficiency expert. Find an energy efficiency expert near you on the website of the German Energy Agency (dena).
• Fill out the application confirmation online - preferably together with your expert.
• Talk to your financing partner (for example, the bank where you want to take out your financing) about including a subsidised loan. They will advise you on which documents are required and will submit the application to KfW on your behalf.
• Once KfW has approved your application for funding, you conclude a loan agreement with your financing partner.
• As soon as the approval for your subsidy has been received, you can begin with the construction work or conclude the purchase contract.
• Depending on the progress of construction, your financing partner will pay you the loan in one sum or in instalments.
• When you have completed the measure, you must provide proof to your financing partner,
  • that you have spent the money from the loan on the planned measure and
  • that your measure meets the standard for KfW-efficient buildings.
• Your financing partner checks and confirms your evidence and forwards it to KfW.
• If KfW has also checked the evidence, you will receive the repayment subsidy as a credit to your loan account. This reduces your loan term.

Note:
Small and medium-sized enterprises (SMEs) can apply for additional grants from the Federal Office of Economics and Export Control (BAFA) for advice from an energy efficiency expert.

Applications may be submitted by:

• domestic and foreign commercial enterprises, the majority of which are privately owned
• freelance professionals, e.g. doctors, tax consultants, architects
• Companies that provide (energy) services to commercial buildings under a contracting agreement.

Further requirements:

• it must be a commercially used building
• Your measure must meet minimum technical standards
• You must plan your measure with an energy efficiency expert. This expert must meet the requirements of Section 21 of the Energy Saving Ordinance (EnEV).

When submitting your application, you must submit:

• Confirmation of application
• Declaration on the size of your company:
  • Simplified self-declaration for SMEs (KfW form number 600 000 0095) for independent enterprises without links to other enterprises
    or
    
  • Self-declaration SME (KfW form number 600 000 0196) with information sheet on SME definition
• when applying for funding with "de minimis" support, the following additional information is required:
  • Annex "De-minimis" declaration by the applicant on "de-minimis" aid already received (KfW form number 600 000 0075)

When you have completed your measure, you must submit the following documents:

• Confirmation after completion

• Formular „Bestätigung zum Antrag“ auf der Internetseite der KfW
• Weitere Formulare auf der Internetseite der KfW (unter Formulare und Downloads)

• Not applicable

• Application: before the start of the measure
• Call period of the loan: within 12 months after loan approval, an extension to a maximum of 36 months is possible.
• Proof of use of funds: within 15 months after full disbursement of the loan.

• for processing the application: usually 3 to 5 days.

Notice:
You can start implementing the measure immediately after you have been approved for your funding.

• §§ 23 und 44 Bundeshaushaltsordnung (BHO) (sinngemäße Anwendung)
• Sanierung mit Einzelmaßnahme im Merkblatt KfW-Energieeffizienzprogramm – Energieeffizient Bauen und Sanieren

• Forms: yes
• Online procedure possible: no
• Written form required: yes
• Personal appearance required: yes (depends on the procedure at the financing partner)

Notice:
You will receive all the necessary forms from your financing partner. The KfW application is submitted by your financing partner.