Retirement benefits

Just as you can design your retirement to meet your individual needs, there are many different ways to finance your security and independence in old age. Here we have compiled everything you need to know about ways to take care of finances so your golden years can be happy.

Services in Retirement benefits

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Age-appropriate living for senior citizens
Age-appropriate housing should meet the needs of older people and enable them to lead a life without restrictions. Different forms of living are possible: Assisted living, for...
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Apply for a health insurance subsidy for pensioners from the agricultural pension fund
If you have voluntary or private health insurance, you can apply for a subsidy towards your health insurance.
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Apply for a pension for miners
If you are no longer able to work in your previous profession in the mining industry for health reasons, you will receive a pension for miners under certain conditions.
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Apply for a reduced earning capacity pension from the agricultural pension fund
A serious illness may mean that you are unable to work until the normal retirement age. If you are affected, you can apply for a reduced earning capacity pension.
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Apply for a standard old-age pension from the agricultural pension fund
You will receive the normal old-age pension (standard old-age pension) on application if you meet certain requirements.
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Apply for an early retirement pension for long-term insured persons from the Agricultural Pension Fund
Under certain conditions, you can apply for an early retirement pension for long-term insured persons before the regular retirement age.
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Apply for an early retirement pension for spouses from the Agricultural Pension Fund
You can apply for an early retirement pension for spouses or life partners under certain conditions.
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Apply for clarification of the pension insurance account of ethnic German repatriates and displaced persons
If you are recognized as a displaced person or ethnic German resettler, you should apply for clarification of your pension insurance account so that your insurance periods from abroad can be taken into account.
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Apply for exemption from compulsory insurance with the agricultural pension fund as an entrepreneur
Under certain conditions, you can be exempted from compulsory insurance with the Agricultural Pension Fund.
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Apply for exemption from compulsory insurance with the agricultural pension fund for income outside agriculture
Do you earn more than twelve times the annual mini-job limit outside of agriculture? Then, under certain conditions, you can be exempted from compulsory insurance with the Agricultural Pension Fund.
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Applying for consideration of a job-related move to avoid the closure of the housing subsidy account
If you are temporarily unable to use your tax-subsidized property yourself due to a work-related absence, your housing subsidy account will not be closed under certain conditions.
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Applying for exemption from compulsory insurance in the statutory pension insurance scheme for members of professional pension schemes
Are you a compulsory member of a professional pension scheme? Then you can apply for exemption from compulsory insurance in the statutory pension insurance scheme.
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As an employee family member (Mifa) apply for exemption from compulsory insurance with the agricultural pension fund
If you work as a relative in an agricultural business, you can be exempted from compulsory insurance with the Agricultural Pension Fund under certain conditions.
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Determine the tax consequences after entering the payout phase of your pension plan
When payment of your pension plan begins, the Central Allowance Office for Pension Fund Assets (ZfA) will determine the balance of your home subsidy account, the reduction amount and, if applicable, the liquidation amount and notify the relevant tax office of these amounts.
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Health care proxy
With a health care proxy, you can transfer the management of some or all of your affairs to another person in the event that you lose the ability to make decisions yourself.
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Hospice work and palliative care
When there is no longer any prospect of a cure, people with serious illnesses need so-called palliative care. The focus is no longer on the healing process itself, but on the...
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Living will
In a living will, you can declare whether you want certain treatment in the event of illness or an accident, and in particular whether you want sufficient pain relief or the use of life-prolonging measures.
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Notarization by the guardianship authority
Signatures or hand signs on powers of attorney or care directives can also be publicly certified by the care authority.
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Registering health care proxies and advance care directives in the central register of health care proxies
If you have set up a power of attorney and/or a care directive, you should register it in the Central Register of Lasting Powers of Attorney of the Federal Chamber of Notaries.
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Request a pension statement
If you would like information about your future pension entitlements and your pension start date, you can request this informally at any time.
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Request a review of the Riester subsidy to be repaid after termination of the Riester contract
You can apply for the repayment amount to be fixed after termination of the Riester contract.
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Request information on the status of the housing subsidy account
To find out the current status of your housing subsidy account, you can apply to have it determined.
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Request pension information from the agricultural pension fund
Are you or were you insured with the Landwirtschaftliche Alterskasse and need information about your future old-age pension entitlements and your pension start date? You can request this informally at any time.
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Requesting a pension allowance or its withdrawal
Are you saving for your old age with a Riester contract? Then, under certain conditions, you will receive tax relief from the state in the form of a pension allowance.
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Supervision order
A sensible precautionary option is the care order. It is particularly recommended if you do not want to go so far as to grant a power of attorney to a specific person. This make...
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Tax consequences of giving up the owner-occupation of your subsidized apartment
If you give up your residential property or no longer use the tax-subsidized property yourself, your housing subsidy account will be closed and you will have to pay tax on the resulting liquidation amount.